Monday, February 9, 2026

Post Office FD vs. Postal Life Insurance Comparison

Post Office FD vs. Postal Life Insurance Comparison

Compare returns between Fixed Deposits and Postal Life Insurance to make informed financial decisions

Postal Life Insurance (PLI)

Minimum amount varies by policy type
Premium paid annually for the PLI policy

Post Office Fixed Deposit

Initial deposit amount for Fixed Deposit
Current Post Office FD rate is approximately 6.9%

Comparison Results

Enter values and click "Calculate & Compare"
FD Maturity Amount
₹ 0
PLI Maturity Amount
₹ 0
Difference (PLI - FD)
₹ 0
Year FD Principal After Premium Interest Earned (6.9%) FD Year-End Balance PLI Premium Paid PLI Cumulative Premium Difference (PLI - FD)
No data to display. Please enter values and calculate.

Note: This comparison tool provides estimates based on the inputs provided. The FD calculation assumes annual compounding at the specified interest rate. The PLI maturity amount is the sum assured plus any bonuses (not included in this calculation). Actual returns may vary based on policy terms and interest rate changes. The final year includes PLI maturity amount added to the remaining FD balance for comparison.

Disclaimer: This tool is for educational purposes only. Please consult with a financial advisor before making investment decisions.

© 2023 Post Office FD vs. PLI Comparison Tool

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