PLI vs FD Investment Calculator

Compare Postal Life Insurance investment returns with Fixed Deposit returns over time

After 5 Years FD Amount

₹ 0

PLI Maturity Amount

₹ 0

Difference (PLI - FD)

₹ 0

Principal Amount (₹) The initial investment amount that will be split between FD and PLI premium payments

PLI Premium (₹) Annual premium amount for Postal Life Insurance policy

PLI Term (Years) Duration of the PLI policy in years

PLI Maturity Amount (₹) Final maturity amount you will receive from PLI at the end of the term

FD Interest Rate (%) Annual interest rate for Fixed Deposit (compounded annually)

PLI Interest Rate (%) Assumed interest rate for PLI investment portion

Year-by-Year Breakdown

Year	Description	FD Amount (₹)	FD Interest @6.9% (₹)	PLI Premium (₹)	Cumulative PLI Investment (₹)

Final Comparison

After 5 Years FD Amount with Interest

₹ 0

5 Year Interest on Principal @PLI Rate

₹ 0

Difference (Interest - FD Growth)

₹ 0

Total Return (FD + PLI Maturity - Principal)

₹ 0

This calculator helps compare investment returns between Postal Life Insurance (PLI) and Fixed Deposits (FD).

Results are estimates based on the inputs provided. Actual returns may vary.

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