Sunday, July 27, 2025

PLI Endowment Assurance - Santhosh

Santhosh - Endowment Assurance

Entry Age: 35 years
Sum Assured: ₹1,00,000
Term: 5 years
Premium Paying Period: 5 years

First Year Premium

Mode Premium (₹) Rebate (₹) Tax @4.5% (₹) Net Premium (₹)
Yearly Rebate: 60 20,022 60 898 20,860
Half Yearly Rebate: 30 10,166 30 456 10,592
Quarterly Rebate: 15 5,148 15 231 5,364
Monthly Rebate: 5 1,720 5 77 1,792

Subsequent Year Premiums

Mode Premium (₹) Rebate (₹) Tax @2.25% (₹) Net Premium (₹)
Yearly Rebate: 60 20,022 60 449 20,411
Half Yearly Rebate: 30 10,166 30 228 10,364
Quarterly Rebate: 15 5,148 15 115 5,248
Monthly Rebate: 5 1,720 5 39 1,754

Maturity Benefits

Total Premium Paid (in 5 years) ₹1,02,504
Sum Assured ₹1,00,000
Bonus (₹5,200 × 5 years) ₹26,000
Maturity Benefit (After 5 years) ₹1,26,000

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